Friday, June 25, 2010

no more

i'm sorry
i fucked up
can we move on?

you spoke the words
but your actions
speak louder

twelve bottles
and broken promises
enough is enough.


no more.

Saturday, June 19, 2010

my new blog!

i am so outraged by how many people i know who have lost - or are in the process of losing their homes that i have decided to start a blog to try to help those with the knowledge i have gained over the three, long years i've been fighting my own mortgage company.

i started with the same blog - regarding the scam - but will begin blogging from the beginning of my story with hints and suggestions as to what i could have done differently at the time [if i had only known then what i know now!!!]

come visit my new blog and, please, tell all your friends about it!  How to Keep Your House, Money & Sanity

Monday, June 14, 2010

forgetmeknot ... tying the knot!

my daughter is engaged! she and her boyfriend got engaged this weekend ... so excited! as a parent one always hopes that ones child will find the perfect partner who will provide the ideal balance of love, laughter, security, etc ... i could not have hand-picked a better man than this for my little girl :D

this is a big year for her, too. she has started her own business!

for an innovative pricing system that combats the overpriced, antiquated systems of many older and larger companies, visit her photography website forgetmeknot on

Friday, June 11, 2010

Scam, Scam, Scam

The newest scam mortgage lenders are perpetuating on unsuspecting buyers is costing buyers their homes. Home Affordable Modification Program, otherwise known as HAMP, is a US Treasury program designed to help at-risk homeowners.

Unfortunately, lenders have found a way to screw homeowners - while lining their pockets with government funds.

Each homeowner that signs up for the HAMP program generates $1000.00 for the lender. The homeowner is required to make 3 [three] trial payments to satisfy the program requirements before the loan modification is approved. During this time, Lender "loses" the homeowner's paperwork which makes it impossible for the homeowner to complete the modification within the allotted time period. Therefore, an extension is granted, which is considered a new modification -- which means another $1000.00 for the lender!!!


The lenders are not discriminating based upon gender, race, disability, et-al. They will screw anyone over.

Hence the class action suit[s] about to be filed. Therefore, if you have been a victim of "lost paperwork" and shifty loan modifications [HAMP] contact a local lawyer and/or HUD office to find out where to have your name included on the class action list.

You're not alone!